FAQs for Real Estate and Property Management | UMA Properties
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The United Arab Emirates (UAE) has firmly established itself as a global center for trade and business. In recent years, it’s also become an increasingly prominent player in the real estate market.zw

Investing in Dubai’s bustling real estate market promises attractive returns, with properties under the safeguard of the Dubai Land Department’s stringent regulations, securing your investment in the local landscape.

Mortgage management handles loan financing from inception to conclusion, while cash management optimizes cash flows for best asset returns. Your property manager will assist in these areas, leveraging rental income for financial commitments and enhancing your portfolio with strategic mortgage placement.

We prioritize your unique needs, guiding you to the ideal property and assisting with critical decisions. In collaboration with Mortgage International, we offer counsel and direction to secure an optimal mortgage tailored to your situation.

Owners need to present a valid passport and the title deed or sale and purchase agreement. Tenants must provide a valid passport, visa, and Emirates ID, along with the necessary payments to formalize the tenancy agreement.

A security deposit is a precautionary refundable payment made by the tenant to cover any potential damages or maintenance issues, ensuring the property is well-maintained and returned in good condition.

A tenancy agreement is a formal contract that details the agreed-upon conditions between a landlord and tenant for the lease of a property. It specifies the rent amount, payment schedule, security deposit, and other vital stipulations for the duration of the tenancy.

Prospective tenants are sourced through targeted advertising on specialized property portals, followed by property viewings, discussions on rental terms, thorough document checks, and comprehensive vetting, culminating in a lease agreement.

Issuing a No Objection Certificate (NOC) from developers takes between a minimum of 3 days and a maximum of 15 days.

Selling a property requires the original title deed, the passports of the buyer and seller, a valid NOC from the developer, and, if applicable, coordination with a bank executive for mortgage-related payments.

The rental value of a property is guided by RERA’s market valuations, which may vary slightly. The true market value is influenced by the property’s performance in terms of rental income, location, community amenities, and services, and is determined by the recent transaction history of our certified agents.

Brokerage refers to the business of mediating real estate transactions between buyers and sellers for a commission. Brokers guide clients through purchasing, selling, renting, or leasing decisions based on current market trends. Advisory, however, is focused on providing informed guidance without directly engaging in the transaction process.

The Real Estate Regulatory Agency (RERA), under the Dubai Land Department, is tasked with setting real estate policies and planning strategies to enhance both local and foreign investments in Dubai’s real estate sector.

RERA-certified agents are recognized by the Dubai Land Department as being compliant with regulatory standards, ensuring that all property dealings are conducted ethically and in accordance with the established rules and regulations, thereby safeguarding investors’ and clients’ interests.

A No Objection Certificate (NOC) is a formal document issued by a property developer that is required during the sale of a property in the secondary market, confirming the developer’s consent for the transaction between the buyer and seller.

For an NOC, sellers need to present the property’s title deed, a clearance certificate from the developer, any relevant utility bills, and their identification documents. Buyers should provide their passport and a deposit cheque if necessary. In case of a mortgage, the buyer must also submit a formal offer letter from their bank.

The responsibility for settling NOC charges lies with the seller, who must pay these fees directly to the developer as part of the application process for the NOC.

To obtain an NOC, the seller must ensure all outstanding payments are settled and then schedule an appointment with the developer. The developer will then coordinate a meeting with both the seller and buyer to facilitate the issuance of the NOC.

Established in 1960, the Dubai Land Department (DLD) is dedicated to shaping a leading real estate sector on both regional and international stages. DLD excels in delivering exceptional customer service and crafting the legislation needed to boost real estate development and investment in Dubai, as well as disseminating sector knowledge.

Freehold property ownership grants the buyer absolute ownership rights indefinitely, allowing them to utilize the property freely within the scope of local regulations.

Leasehold property ownership involves acquiring a property through a lease for a specified period. The land is owned by the freeholder, and upon the lease’s expiration, property ownership reverts back to them.

In the UAE, hiring a lawyer for property transactions is optional. Buyers and sellers can alternatively engage power of attorney holders to manage property purchases and sales within the UAE, in line with their designated rights.

UMA Properties specializes in evaluating the optimal market price for your property and prominently advertising it on our property portal to attract potential buyers willing to meet your price expectations.

For acquiring commercial real estate, buyers must present their original passport as part of the standard procedure before finalizing the transaction with the Dubai Land Department.

Prospective buyers of residential real estate need to provide their original passport, including the attested visa page, for the Dubai Land Department’s processes after securing a No Objection Certificate (NOC) from the property developer.

UMA Properties boasts a diverse team of property consultants from various global backgrounds, ensuring cultural and language compatibility with our clients. Our consultants undergo rigorous training and continual skill enhancement, ensuring they provide personalized, up-to-date, and relevant information and services to our clients.

Under RERA guidelines, landlords must send a renewal notice to tenants 90 days before a tenancy agreement expires, indicating any proposed changes for the upcoming year. This is contingent upon the tenant’s interest in renewing. The proposed rent must align with the RERA index calculator and be communicated in writing via registered email 90 days prior to the contract’s end. If the landlord misses this deadline, the tenant is entitled to renew the contract under the same terms and at the same rent without any increase.

DEWA registration is a streamlined online process. It requires a completed and signed application form from DEWA’s website, passport copies with valid visas (for both tenant and owner), the signed tenancy contract, and proof of property ownership or the title deed. Activation typically occurs within 24 hours, assuming all previous dues are settled. Payment of a security deposit and connection charges is required at the time of registration.

Legally, a bounced cheque due to insufficient funds incurs a penalty. The tenant must pay the outstanding rent and penalty within 15 working days of the cheque’s bounce. Failure to do so prompts the Property Manager to file a police complaint. During this period, the tenant is prohibited from leaving Dubai, as they may face detention by the Dubai Airport Authority and subsequent legal action.

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