A guide for the legal procedures to buy properties in Dubai - UMA Properties
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A guide for the legal procedures to buy properties in Dubai

Posted by umaproperties on December 4, 2023

How to Buy Property in Dubai as an Expat: A Simple Guide

Interested in buying property in Dubai? Here’s an easy guide, especially for expats:

  1. The Law for Buying Property:
  • UAE and GCC residents can buy anywhere in Dubai.
  • Foreigners can buy in specific areas (freehold or leasehold).
  1. Freehold vs Leasehold:
  • Freehold: You own the property completely.
  • Leasehold: You own the property for up to 99 years.
  1. Steps to Buy a Property:
  • Step 1: Make a deal with the seller. Decide on the price and payment method. You don’t need an agent or lawyer.
  • Step 2: Download and fill out the sale contract (Form F) from the Dubai Land Department (DLD) website. Sign it at the Registration Trustee’s office and pay a 10% deposit.
  • Step 3: Meet the developer for a No Objection Certificate (NOC) if there are no dues on the property.
  • Step 4: Complete the ownership transfer at the DLD. Bring checks, IDs, NOC, and the contract. Pay the fees, and you’ll get the title deed.
  1. Costs of Buying:
  • Title Deed fee: AED 520
  • Admin fees to DLD: AED 4,200
  • DLD fees: 4% of property value
  1. Can You Buy Without an Agent?
  • Yes, you can buy directly from developers or private sellers.

Things to Keep in Mind:

  • Deal with RERA-registered real estate agents.
  • Foreign documents need Arabic translations.
  • Register the deal within 60 days.
  • Some areas for foreigners to buy are Arabian Ranches, Palm Jumeirah, Dubai Marina, Downtown Dubai.

Ready to buy property in Dubai? It’s straightforward and there are lots of options on Property Finder. Happy house hunting!


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